Navigating 2026 Changes in Medicare and What You Need to Know Ahead of Time!📅

In this video, I discuss the upcoming changes to Medicare that will significantly impact beneficiaries starting in 2026. Key shifts include the end of the V-Bid benefits program, potential budget cuts of over $500 billion, and changes to enrollment processes that could limit choices for many. I emphasize the importance of staying informed and proactive in navigating these changes, as they will come faster and with less public input. I encourage you to reach out to me for guidance and support during this transition. Be sure to save my contact information and stay connected for updates.

Navigating 2026 Medicare Advantage Changes Video 2 VBID and SSBCI and Dual Medicare Medicaid plans.

In this video, I dive into the upcoming changes in Medicare Advantage plans as we transition from the Value-Based Insurance Design (VBID) model, which ends in 2025, to the new State-Specific Benefit and Cost-Sharing Innovation (SSBCI) model starting in 2026. The SSBCI will allow states to tailor supplemental benefits, impacting eligibility and available options for beneficiaries. I encourage everyone to review their annual notice of change when it arrives at the end of September and to reach out to me for assistance in understanding any changes. It's crucial to stay informed and proactive during the upcoming open enrollment period. Save my contact information, and let’s ensure you have the best coverage moving forward.

Understanding Medicaid Spend Downs in Washington State

I explain what a spend-down is, who it applies to, and how it works in Washington State. I discuss income limits, examples, base periods, and tips for managing the process. Submit medical bills to reduce income for Medicaid eligibility. Remember, spend-downs are there to help you qualify for coverage.

Understanding Low Income Subsidy

An important program that can help people with Medicare save money on their prescription drugs. It's called Low-Income Subsidy, also known as Extra Help.

Understanding Medicare Election Periods

I explain the different Medicare election periods. We cover the annual election period, open enrollment period, special enrollment periods, and the initial enrollment period. I provide key dates and details for each period, helping you navigate Medicare choices effectively and find out when you can change your plan.